Arrange your mortgage

As a potential buyer of a property, having your mortgage arranged and approved in advance can strengthen your position hugely. It shows sellers that you are a serious and credible buyer and can mean that if you are in completion with other buyers for a particular property, you could be the preferred bidder!

The financial world and in particular the mortgage market has changed dramatically over recent years. The internet, economic climate and pressure of competition in the market place have created a wealth of choice for clients. At the same time this has created a potential minefield for its customers.

The role of the specialist mortgage consultant has therefore become even more important in being able to help you select the most appropriate and competitive lender and product to suit your circumstances from the hundreds of deals that may be available both on and off the high street.

Contact your local S J Smith Estate agents office and speak to an independent specialist for advice or more information in regard to:

• Home purchase
• First time buyers
• Re-mortgages
• Buy to Let
• Let to Buy
• Shared ownership
• Adverse and non-standard mortgages
• Equity release schemes
• Debt consolidation
• Exclusive rates and deals
• Cost of moving
• Monthly payment calculations